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Word	Definition
Saber Saw	A saw that cuts on the upstroke, good side of wood faces down.
Sack mix	The amount of Portland cement in a cubic yard of concrete mix. Generally, 5 or 6 sack is required in a foundation wall.
Saddle	A small second roof built behind the back side of a fireplace chimney to divert water around the chimney. Also, the plate at the bottom of some—usually exterior—door openings. Sometimes called a threshold.
Sale-leaseback	A transaction in which the buyer leases back the property to the seller for a specified period of time.
Sale-leaseback	A transaction in which the buyer leases back the property to the seller for a specified period of time.
Sales contract	A contract signed by the buyer and seller that details the terms of a home purchase.
Sales contract	A contract signed by the buyer and seller that details the terms of a home purchase.
Sales contract	A contract between a buyer and seller which should explain: (1) What the purchase includes, (2) What guarantees there are, (3) When the buyer can move in, (4) What the closing costs are, and (5) What recourse the parties have if the contract is not fulfilled or if the buyer cannot get a mortgage commitment at the agreed upon time.
Saltbox style	A design that dates to colonial times and takes its name from the shape of saltboxes.
Sand float finish	Lime that is mixed with sand, resulting in a textured finish on a wall.
Sanitary sewer	The drain line in a house that carries away food and human wastewater to a municipal sewer system or a septic system.
Sanitary sewer	The drain line in a house that carries away food and human wastewater to a municipal sewer system or a septic system.
Sanitary sewer	A sewer system designed for the collection of waste water from the bathroom, kitchen and laundry drains, and is usually not designed to handle storm water.
Sash	One of two windows in a double-hung window.
Sash	A single light frame containing one or more lights of glass. The frame that holds the glass in a window, often the movable part of the window.
Sash balance	A device, usually operated by a spring and designed to hold a single hung window vent up and in place
Saturated felt	A felt which is impregnated with tar or asphalt
SCALE	The relationship between actual measurements on a page of plans or blue prints and the actual measurements of the building represented by the plans or blue prints.
Schedule (window, door, mirror)	A table on the blueprints that list the sizes, quantities and locations of the windows, doors and mirrors.
Schematic designs	Renderings of floor plans and the exterior of a house.
Scrap out	The removal of all drywall material and debris after the home is "hung out" (installed) with drywall.
Scratch coat	The first coat of plaster, which is scratched to form a bond for a second coat.
Screed, concrete	To level off concrete to the correct elevation during a concrete pour.
Screed, plaster	A small strip of wood, usually the thickness of the plaster coat, used as a guide for plastering.
Scribing	Cutting and fitting woodwork to an irregular surface
Scupper	(1) An opening for drainage in a wall, curb or parapet. (2) The drain in a downspout or flat roof, usually connected to the downspout.
Sealer	A finishing material, either clear or pigmented, that is usually applied directly over raw wood for the purpose of sealing the wood surface.
Seasoning	Drying and removing moisture from green wood in order to improve its usability.
Second mortgage	Another loan placed upon a piece of property.
Second mortgage	Another loan placed upon a piece of property.
Secondary mortgage market	A market of packaged home loans that are resold as securities to investors. Major players are Fannie Mae and Freddie Mac.
Secondary mortgage market	A market of packaged home loans that are resold as securities to investors. Major players are Fannie Mae and Freddie Mac.
Secured loan	Any loan backed by collateral.
Secured loan	Any loan backed by collateral.
Security	Apiece of property designated as collateral.
Security	Apiece of property designated as collateral.
Self-Leveling	A term used to describe a viscous material that is applied by pouring. In its uncured state, it spreads out evenly.
Self-sealing shingles	Shingles containing factory-applied strips or spots of self-sealing adhesive.
Seller broker	A seller broker represents the interest of the seller.
Seller broker	A seller broker represents the interest of the seller.
Seller carry-back	An agreement in which the seller provides financing for a home purchase.
Seller carry-back	An agreement in which the seller provides financing for a home purchase.
Seller Financing	The seller is the lender rather than the bank or savings and loan.
Seller Financing	The seller is the lender rather than the bank or savings and loan.
Seller take-back	An agreement in which the seller provides financing for a home purchase.
Seller take-back	An agreement in which the seller provides financing for a home purchase.
Seller's market	A hot real estate market in which sellers have the advantage and multiple offers are common.
Seller's market	A hot real estate market in which sellers have the advantage and multiple offers are common.
Selvage	The unsurfaced strip along a sheet of roll roofing which forms the under portion at the lap in the application of the roof covering
Semi-custom home	The buyer of a semi-custom home is free to make some design changes but not to the home's structural plan.
Semi-custom home	The buyer of a semi-custom home is free to make some design changes but not to the home's structural plan.
Semigloss paint or enamel	A paint or enamel made so that its coating, when dry, has some luster but is not very glossy. Bathrooms and kitchens are normally painted semi-gloss
Separation	In concrete application, what happens to concrete when it is dropped directly with a flat chute causing the concrete to separate, usually occurring at a 1:2 slope.
Separation	In concrete application, what happens to concrete when it is dropped directly with a flat chute causing the concrete to separate, usually occurring at a 1:2 slope
Septic system	A self-contained sewage treatment system that distributes wastewater to an underground storage area and relies on bacterial action to decompose solid waste matter.
Septic system	An on site waste water treatment system. It usually has a septic tank which promotes the biological digestion of the waste, and a drain field which is designed to let the left over liquid soak into the ground. Septic systems and permits are usually sized by the number of bedrooms in a house.
Service Conductor	In electrical contracting, the supply conductors that extend from the street main or from the transformer to the service equipment.
Service Drop	In electrical contracting, the overhead service conductors from the last pole or other aerial support to and including the splices, if any, connecting to the service entrance conductors at the building.
Service entrance panel	Main power cabinet where electricity enters a home wiring system.
Service equipment	Main control gear at the service entrance, such as circuit breakers, switches, and fuses.
Service lateral	Underground power supply line.
Servicer	A firm that collects mortgage payments and manages borrowers' escrow accounts.
Servicer	A firm that collects mortgage payments and manages borrowers' escrow accounts.
Setback	The minimum distance a house or buildings must be from the lot line.
Setback	The minimum distance a house or buildings must be from the lot line.
Setback Thermostat	A thermostat with a clock which can be programmed to come on or go off at various temperatures and at different times of the day/week. Usually used as the heating or cooling system thermostat.
Settlement	Shifts in a structure, usually caused by freeze-thaw cycles underground.
Settlement statement	A document that details who has paid what to whom.
Settlement statement	A document that details who has paid what to whom.
Sewage ejector	A pump used to 'lift' waste water to a gravity sanitary sewer line. Usually used in basements and other locations which are situated bellow the level of the side sewer.
Sewer lateral	The portion of the sanitary sewer which connects the interior waste water lines to the main sewer lines. The side sewer is usually buried in several feet of soil and runs from the house to the sewer line. It is usually 'owned' by the sewer utility, must be maintained by the owner and may only be serviced by utility approved contractors. Sometimes called side sewer.
Sewer stub	The junction at the municipal sewer system where the home's sewer line is connected.
Sewer tap	The physical connection point where the home's sewer line connects to the main municipal sewer line.
Shake	A wood roofing material, normally cedar or redwood. Produced by splitting a block of the wood along the grain line. Modern shakes are sometimes machine sawn on one side. See shingle.
Shared-appreciation mortgage	A loan that allows a lender or other party to share in the borrower's profits when the home is sold.
Shared-appreciation mortgage	A loan that allows a lender or other party to share in the borrower's profits when the home is sold.
Shared-equity transaction	A transaction in which two buyers purchase a property, one as a resident co-owner and the other as an investor co-owner.
Shared-equity transaction	A transaction in which two buyers purchase a property, one as a resident co-owner and the other as an investor co-owner.
Shear block	Plywood that is face nailed to short (2 X 4's or 2 X 6's) wall studs (above a door or window, for example). This is done to prevent the wall from sliding and collapsing.
Sheathing, sheeting	The structural wood panel covering, usually OSB or plywood, used over studs, floor joists or rafters/trusses of a structure.
Shed ceiling	A shed ceiling pitches upward at one end.
Shed roof	A shed roof pitches up longer on one side than the other.
Shed roof	A roof containing only one sloping plane.
Sheet metal duct work	The heating system. Usually round or rectangular metal pipes and sheet metal (for Return Air) and installed for distributing warm (or cold) air from the furnace to rooms in the home.
Sheet metal work	All components of a house employing sheet metal, such as flashing, gutters, and downspouts.
Sheet rock- Drywall-Wall board or gypsum	A manufactured panel made out of gypsum plaster and encased in a thin cardboard. Usually 1/2" thick and 4' x 8' or 4' x 12' in size. The 'joint compound'. 'Green board' type drywall has a greater resistance to moisture than regular (white) plasterboard and is used in bathrooms and other "wet areas".
Shim	A small piece of scrap lumber or shingle, usually wedge shaped, which when forced behind a furring strip or framing member forces it into position. Also used when installing doors and placed between the door jamb legs and 2 X 4 door trimmers. Metal shims are wafer 1 1/2" X 2" sheet metal of various thickness' used to fill gaps in wood framing members, especially at bearing point locations.
Shingle style	An alternative style of Victorian homes that evolved in the late 19th century to simplify the complexity of the traditional Victorian
Shingles	Thin, wedge-shaped pieces of wood or flat rectangular pieces of slate, mineral fiber, glass fiber or composition asphalt installed on a roof to prevent water seepage.
Shingles	Roof covering of asphalt. asbestos, wood, tile, slate, or other material cut to stock lengths, widths, and thickness'.
Shingles, siding	Various kinds of shingles, used over sheathing for exterior wall covering of a structure.
Shoe molding	An unobtrusive finish trim between the floor and the baseboard designed to hide any irregularities in the seam between the floor and wall or baseboard.
Shoring	A temporary support erected in a trench or other excavation to support the walls from caving in.
Short circuit	A situation that occurs when hot and neutral wires come in contact with each other. Fuses and circuit breakers protect against fire that could result from a short.
Shutter	Usually lightweight louvered decorative frames in the form of doors located on the sides of a window. Some shutters are made to close over the window for protection.
Side sewer	The portion of the sanitary sewer which connects the interior waste water lines to the main sewer lines. The side sewer is usually buried in several feet of soil and runs from the house to the sewer line. It is usually 'owned' by the sewer utility, must be maintained by the owner and may only be serviced by utility approved contractors. Sometimes called sewer lateral.
Siding	The finished exterior covering of the outside walls of a frame building.
Siding, (lap siding)	Slightly wedge-shaped boards used as horizontal siding in a lapped pattern over the exterior sheathing. Varies in butt thickness from ½ to ¾ inch and in widths up to 12".
Sill	- (1) The 2 X 4 or 2 X 6 wood plate framing member that lays flat against and bolted to the foundation wall (with anchor bolts) and upon which the floor joists are installed. Normally the sill plate is treated lumber. (2) The member forming the lower side of an opening, as a door sill or window sill.
Sill cock	An exterior threaded faucet connection for garden hoses that provides water outside a home.
Sill cock	An exterior water faucet (hose bib).
Sill plate	A horizontal piece of wood placed on top of the foundation.
Sill plate (mudsill)	Bottom horizontal member of an exterior wall frame which rests on top a foundation, sometimes called mudsill. Also sole plate, bottom member of an interior wall frame.
Sill plate (mudsill)	Bottom horizontal member of an exterior wall frame which rests on top a foundation, sometimes called mudsill. Also sole plate, bottom member of an interior wall frame.
Sill seal	Fiberglass or foam insulation installed between the foundation wall and sill (wood) plate. Designed to seal any cracks or gaps.
Sill Step	The first step coming directly off a building at the door openings.
Single	A person who has never been married.
Single	A person who has never been married.
Single hung window	A window with one vertically sliding sash or window vent.
Single Tee	The name given to a type of precast concrete deck which has one stiffening rib integrally cast into slab.
Sky Dome	A type of skylite exhibiting a characteristic translucent plastic domed top.
Skylight	A window in a roof that allows natural light to illuminate a room.
Skylight	A more or less horizontal window located on the roof of a building.
Slab foundation	A foundation built directly on soil with no basement or crawl space.
Slab on grade	A type of foundation with a concrete floor which is placed directly on the soil. The edge of the slab is usually thicker and acts as the footing for the walls.
Slab, concrete	Concrete pavement, i.e. driveways, garages, and basement floors.
Slab, door	A rectangular door without hinges or frame.
Slag	Concrete cement that sometimes covers the vertical face of the foundation void material.
Sleeper	Usually, a wood member embedded in concrete, as in a floor, that serves to support and to fasten the subfloor or flooring
Sleeve(s)	Pipe installed under the concrete driveway or sidewalk, and that will be used later to run sprinkler pipe or low voltage wire.
Slider window	A window that is composed of two windows, or sashes, that glide open and closed on a metal track.
Slope	The incline angle of a roof surface, given as a ratio of the rise (in inches) to the run (in feet). See also pitch.
Slump	The "wetness" of concrete. A 3 inch slump is dryer and stiffer than a 5 inch slump.
Soffit	An external area under the overhang of a roof.
Soffit	The area below the eaves and overhangs. The underside where the roof overhangs the walls. Usually the underside of an overhanging cornice.
Soil pipe	A large pipe that carries liquid and solid wastes to a sewer or septic tank.
Soil stack	plumbing vent pipe that penetrates the roof.
Soils test	A test of the subsoil to ensure that foundations can be safely constructed.
Sole plate	The bottom, horizontal framing member of a wall that's attached to the floor sheeting and vertical wall studs.
Solid bridging	A solid member placed between adjacent floor joists near the center of the span to prevent joists or rafters from twisting.
Sonotube	Round, large cardboard tubes designed to hold wet concrete in place until it hardens.
Sound attenuation	Sound proofing a wall or subfloor, generally with fiberglass insulation.
Space heat	Heat supplied to the living space, for example, to a room or the living area of a building.
Spacers (Shims)	Small blocks of neoprene, EPDM, silicone or other suitable material placed on each side of the glass product to provide glass centering, maintain uniform width of sealant bead and prevent excessive sealant distortion.
Spacing	The distance between individual members or shingles in building construction.
Span	The clear distance that a framing member carries a load without support between structural supports. The horizontal distance from eaves to eaves.
Spanish Mission style	A design that is derived from the original missions established by the Spanish in the Southwest.
Spec home	A house built before it is sold. The builder speculates that he can sell it at a profit.
Special assessment	When a homeowners' association needs or wants extra funds, it levies a special assessment upon the owners.
Special assessment	When a homeowners' association needs or wants extra funds, it levies a special assessment upon the owners.
Special deposit account	Rehabilitation mortgages require a special deposit account from which restoration and remodeling funds included in the loan are disbursed to the appropriate contractors as work is completed.
Special deposit account	Rehabilitation mortgages require a special deposit account from which restoration and remodeling funds included in the loan are disbursed to the appropriate contractors as work is completed.
Special Recordings	“Special” recordings are those that are not recorded at the county recorder’s title window at the beginning of each day with the normal volume of transactions. If the documents are recorded later in the day, it is called a “Special” recording. In some counties “Special” recordings are not allowed; the recording is at the discretion of the county recorder’s office.
Special Recordings	“Special” recordings are those that are not recorded at the county recorder’s title window at the beginning of each day with the normal volume of transactions. If the documents are recorded later in the day, it is called a “Special” recording. In some counties “Special” recordings are not allowed; the recording is at the discretion of the county recorder’s office.
Specifications	The written requirements for materials, equipment, construction systems and standards.
Specifications	The written requirements for materials, equipment, construction systems and standards.
Specifications or Specs	A narrative list of materials, methods, model numbers, colors, allowances, and other details which supplement the information contained in the blue prints. Written elaboration in specific detail about construction materials and methods. Written to supplement working drawings.
Speculation home	A home that has been built without a buyer.
Speculation home	A home that has been built without a buyer.
Splash block	A slanted block used to divert runoff water from a downspout away from the foundation.
Splash block	Portable concrete (or vinyl) channel generally placed beneath an exterior sill cock (water faucet) or downspout in order to receive roof drainage from downspouts and to divert it away from the building.
Split-level style	A home that is a ranch-style house stacked to fit on a smaller lot and perhaps to accommodate a garage.
Split-level style	A home that is a ranch-style house stacked to fit on a smaller lot and perhaps to accommodate a garage.
Splitting	The formation of long cracks completely through a membrane. Splits are frequently associated with lack of allowance for expansion stresses. They can also be a result of deck deflection or change in deck direction.
Square	A unit of measure-100 square feet-usually applied to roofing and siding material. Also, a situation that exists when two elements are at right angles to each other. Also a tool for checking this.
Square footage	The number of square feet of livable space in a home or building.
Square footage	The number of square feet of livable space in a home or building.
Square-tab shingles	Shingles on which tabs are all the same size and exposure.
Squeegie	Fine pea gravel used to grade a floor (normally before concrete is placed).
Stack (trusses)	To position trusses on the walls in their correct location.
Stair carriage or stringer	Supporting member for stair treads. Usually a 2 X 12 inch plank notched to receive the treads; sometimes called a "rough horse."
Stair landing	A platform between flights of stairs or at the termination of a flight of stairs. Often used when stairs change direction. Normally no less than 3 ft. X 3 ft. square.
Stair rise	The vertical distance from stair tread to stair tread (and not to exceed 7 ½").
Standard Metropolitan Statistical Area	Areas designated by the U.S. Office of Management and Budget that contain a city of 50,000 or more.
Standard Metropolitan Statistical Area	Areas designated by the U.S. Office of Management and Budget that contain a city of 50,000 or more.
Standard payment calculation	A calculation that is used to determine the monthly payment necessary to repay the balance of a home loan in equal
Standard payment calculation	A calculation that is used to determine the monthly payment necessary to repay the balance of a home loan in equal
Standard practices of the trade(s)	One of the more common basic and minimum construction standards. This is another way of saying that the work should be done in the way it is normally done by the average professional in the field.
Starter home	Homes that fall within the lower price range of a typical first-time buyer.
Starter home	Homes that fall within the lower price range of a typical first-time buyer.
Starter strip	Asphalt roofing applied at the eaves that provides protection by filling in the spaces under the cutouts and joints of the first course of shingles.
Statement of Information	A brief state- ment of facts relied on by title insurers to assist in the proper identification of persons.
Statement of Information	A brief state- ment of facts relied on by title insurers to assist in the proper identification of persons.
Static vent	A vent that does not include a fan.
Statute of Frauds	A law requiring certain agreements to be in writing in order to be enforceable, including the sale of real property.
Statute of Frauds	A law requiring certain agreements to be in writing in order to be enforceable, including the sale of real property.
STC (Sound Transmission Class)	The measure of sound stopping of ordinary noise.
Steel framing	A construction method used by commercial and residential builders.
Steel inspection	A municipal and/or engineers inspection of the concrete foundation wall, conducted before concrete is poured into the foundation panels. Done to insure that the rebar (reinforcing bar), rebar nets, void material, beam pocket plates, and basement window bucks are installed and wrapped with rebar and complies with the foundation plan.
Step flashing	Flashing application method used where a vertical surface meets a sloping roof plane. 6" X 6" galvanized metal bent at a 90 degree angle, and installed beneath siding and over the top of shingles. Each piece overlaps the one beneath it the entire length of the sloping roof (step by step).
Step-rate mortgage	A loan that allows a gradual increase in the interest rate during the first few years of the loan.
Step-rate mortgage	A loan that allows a gradual increase in the interest rate during the first few years of the loan.
Stick built	A house built without prefabricated parts. Also called conventional building.
Stile	- An upright framing member in a panel door.
Stile	An upright framing member in a panel door.
Stool	The flat molding fitted over the window sill between jambs and contacting the bottom rail of the lower sash. Also another name for toilet.
Stop box	Normally a cast iron pipe with a lid (@ 5" in diameter) that is placed vertically into the ground, situated near the water tap in the yard, and where a water cut-off valve to the home is located (underground). A long pole with a special end is inserted into the curb stop to turn off/on the water.
Stop Order	A formal, written notification to a contractor to discontinue some or all work on a project for reasons such as safety violations, defective materials or workmanship, or cancellation of the contract.
Stop valve	A device installed in a water supply line, usually near a fixture, that permits an individual to shut off the water supply to one fixture without interrupting service to the rest of the system.
Stops	Moldings along the inner edges of a door or window frame. Also valves used to shut off water to a fixture.
Storm sash or storm window	An extra window usually placed outside of an existing one, as additional protection against cold weather
Storm sewer	A drain line, which is not connected to the sewer line, removes all other wastewater from a home.
Storm sewer	A sewer system designed to collect storm water and is separated from the waste water system.
Storm windows	Sets of windows and screens that are installed on older double-hung windows.
Story	That part of a building between any floor or between the floor and roof.
Straight Note	A promissory note calling for payment of principal in one sum rather than in installments.
Straight Note	A promissory note calling for payment of principal in one sum rather than in installments.
Straight purchase	A transaction in which the buyer gives a new-home builder a deposit to begin building and the balance when the sale of the house closes.
Straight purchase	A transaction in which the buyer gives a new-home builder a deposit to begin building and the balance when the sale of the house closes.
Strike	The plate on a door frame that engages a latch or dead bolt.
Strike plate	The metal part of a lock that is anchored to the doorframe and holds the door closed.
String, stringer	A timber or other support for cross members in floors or ceilings. In stairs, the supporting member for stair treads. Usually a 2 X 12 inch plank notched to receive the treads
Strip flooring	Wood flooring consisting of narrow, matched strips.
Structural floor	A framed lumber floor that is installed as a basement floor instead of concrete. This is done on very expansive soils.
Stub, stubbed	To push through.
Stucco	A mixture of sand and cement used to cover the exterior surface or interior walls of a home or building.
Stucco	Refers to an outside plaster finish made with Portland cement as its base.
Stud	A vertical wood framing member, also referred to as a wall stud, attached to the horizontal sole plate below and the top plate above. Normally 2 X 4's or 2 X 6's, 8' long (sometimes 92 5/8"). One of a series of wood or metal vertical structural members placed as supporting elements in walls and partitions.
Stud framing	A building method that distributes structural loads to each of a series of relatively lightweight studs. Contrasts with post-and-beam.
Stud shoe	A metal, structural bracket that reinforces a vertical stud. Used on an outside bearing wall where holes are drilled to accommodate a plumbing waste line.
Studs	The upright pieces of lumber or steel in a wall to which panels, siding, drywall or other coverings are attached.
Sub Contractor	A contractor who specializes in a particular trade such as roofing, plumping, electrical or waterproofing.
Sub-flooring	The sheathing, usually made of plywood, placed on top of floor joists and covered by flooring.
Subagent	When an agent brings a buyer to a property, they in effect act as a subagent to the listing agent.
Subagent	When an agent brings a buyer to a property, they in effect act as a subagent to the listing agent.
Subcontractor	Specialty construction companies hired by the general contractor to perform certain tasks.
Subcontractor	Specialty construction companies hired by the general contractor to perform certain tasks.
Subdivision	The division of a tract of land into separate parcels.
Subdivision	The division of a tract of land into separate parcels.
Subfloor	The framing components of a floor to include the sill plate, floor joists, and deck sheeting over which a finish floor is to be laid.
Subject to	(1) When a buyer assumes the obligations of a loan on a property informally he is accepting the property “Subject to” the loan of record. The escrow officer will not request the lender to process a formal assumption with credit checks and assumption documentation. (2) The recognition of an existing lien or encum- brance without assuming personal liability.
Subject to	(1) When a buyer assumes the obligations of a loan on a property informally he is accepting the property “Subject to” the loan of record. The escrow officer will not request the lender to process a formal assumption with credit checks and assumption documentation. (2) The recognition of an existing lien or encum- brance without assuming personal liability.
Subordinate loan	A second or third mortgage.
Subordinate loan	A second or third mortgage.
Subordination agreement	An agreement by which a lien is made inferior to an otherwise junior lien.
Subordination agreement	An agreement by which a lien is made inferior to an otherwise junior lien.
Substrate	A part or substance which lies below and supports another.
Sump	Pit or large plastic bucket/barrel inside the home designed to collect ground water from a perimeter drain system.
Sump pump	A pump that moves water from a basement sump pit.
Sump pump	A submersible pump in a sump pit that pumps any excess ground water to the outside of the home.
Supersede	Documents that have been amended, or changed, supersede the old agreement. Any escrow instructions that are fully re-drawn will recite at the top that the instructions supersede all prior instructions.
Supersede	Documents that have been amended, or changed, supersede the old agreement. Any escrow instructions that are fully re-drawn will recite at the top that the instructions supersede all prior instructions.
Survey	A precise measurement of a piece of property by a licensed surveyor.
Survey	A precise measurement of a piece of property by a licensed surveyor.
Suspended ceiling	A ceiling system supported by hanging it from the overhead structural framing.
Sway brace	Metal straps or wood blocks installed diagonally on the inside of a wall from bottom to top plate, to prevent the wall from twisting, racking, or falling over "domino" fashion.
Sweat equity	The non-cash value put into a piece of property by the owner, such as do-it-yourself home improvements.
Sweat equity	The non-cash value put into a piece of property by the owner, such as do-it-yourself home improvements.
Swing Loan	A short term loan obtained on a seller’s equity.
Swing Loan	A short term loan obtained on a seller’s equity.
Switch	A device that completes or disconnects an electrical circuit.

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